You Have Choices!
From the lowest Flood Insurance Premiums in the Industry to the Most Comprehensive Coverages.You Have Choices!
Every private market in the NFIE is Lender Approved and meets the stringent requirements of “Private Placement Insurance” imposed on them by the National Flood Insurance Program.
Service and Convenience
Our position as the flood insurance industry leader for the past 35 years, has been built on the idea of putting our customers first
- We believe response is everything and when you call NFIE a real person will answer the phone. Our answering service is a tool of last resort and will only kick in if everyone is on the other lines or it is after hours.
- All customer service people have the accumulated practical skills or the expertise needed to help answer your questions.
- We are amazingly convenient, you are always just one click or one call away to speaking directly with a Flood Insurance Expert Agent.
- At NFIE your flood insurance policy is under constant review for the “almost daily” changes in mapping and regulations imposed by the federal government.
- NFIE’s commitment to service is truly the benchmark in the flood insurance industry.
Residential Flood Insurance
Condo Owner/Renter
If you rent or own your condominium unit, it is a good idea to purchase both building (if you own the unit) and contents coverage. If you are a tenant, contents only coverage is available. The policy premium is based on several factors including the flood risk of the building that you occupy.
Homeowners
As a homeowner, it’s important to insure your home and its contents. Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for a flood. Your insurance premium will vary accordingly.
Renters
If you are a tenant, it is wise to insure your contents. The policy premium will be based on several factors including the flood risk of the building that you occupy.
Commercial Flood Insurance
Business Property Risk
As a business owner, you know that protecting your building and your contents is vital to its survival. Your business is either in a high-risk or moderate-to-low risk area and insurance premiums vary accordingly.
Flood Information 101
By now, you probably know that only flood insurance covers flood damage, but you probably don’t know all of the details. Here are a few of the more frequent terms.
What’s Covered?
Flood insurance policies cover physical damage to your property and possessions. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage to help you better understand your policy and coverage.